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Archive for the In the “Nick” of Time Category

In the “Nick” of Time – The Evolution of Emergency Room Benefits

In the "Nick" of Time - The Evolution of Emergency Room Benefits

In the old days, most health insurance plans covered emergency service with a simple co-payment. Visits to the ER typically required a flat fee of between $50 and $150, with the remainder of the charges being picked up by the patient’s health insurance policy.  And during this

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In the “Nick” of Time: Minimizing Your Business Insurance Costs – Part 4

In the "Nick" of Time: Minimizing Your Business Insurance Costs – Part 4

In this final installment, we continue to look at ways for businesses to help keep their insurance costs as low as possible. Maintain, to the greatest degree possible, the same expiration dates and insurance carriers on all of your policies.                                                                                         This will assist in adding to your

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In the “Nick” of Time: Minimizing Your Business Insurance Costs – Part 3

In the "Nick" of Time: Minimizing Your Business Insurance Costs – Part 3

In this installment, we continue to look at ways for businesses to help keep their insurance costs as low as possible. Start early. In order to gain control over otherwise unacceptable increases, businesses must start early in the process of reviewing their program with their agent and

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In The “Nick” of Time: Minimizing Your Business Insurance Costs – Part 2

In The "Nick" of Time: Minimizing Your Business Insurance Costs – Part 2

In this installment, we continue to look at ways for businesses to help keep their insurance costs as low as possible. Take into account the physical make-up of your business. Loss control representatives will likely visit your business to review your exposures and to decide whether to

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In the “Nick” of Time – Minimizing Your Business Insurance Costs

In the "Nick" of Time - Minimizing Your Business Insurance Costs

In this and subsequent installments, we’ll look at ways for businesses to help keep their insurance costs as low as possible. Be the object of desire of insurers. The most important thing a business can do to negotiate the best insurance premiums possible is to be looked

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