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Archive for the Uncategorized Category

In the Nick of Time: General Liability Explained

Most business owners are aware that they need general liability coverage, but few know specifically what that means. And often, leases will require “public liability” at term which implies the lease author is not particularly well-versed in current insurance terms. What follows is a primer on what

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Simply Sandra – Why Schedule Your Personal Property

Simply Sandra - Why Schedule Your Personal Property

According to findings from a 2013 National Crime Victimization Survey conducted by the U.S. Department of Justice’s Bureau of Statistics, U.S. residents were victims of approximately 23.2 million crimes, these included burglaries, thefts, and property damage crimes. Here are just a few of the many benefits of

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Simply Sandra – Umbrella Policies are not Policies to Cover Umbrellas!

Original Artwork by Annabelle Czak Every year thousands of people get sued because of car accidents, incidents taking place on their property or away from their homes and due to the actions of their children. It is scary to think that one small circumstance that takes place

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Water/Sewer Back-Up Coverage

(This is what 12″ of water looks like!) Today we’ll address an issue that affects most people who own a home here in Michigan, particularly in the springtime: sewer and sump pump back-up.  Most homes in Michigan have basements, which a lot of us like to utilize

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VALENTINE’$ DAY

VALENTINE’$ DAY

As Valentine’s Day approaches, many couples prepare to share their love with romantic gestures: flowers, jewelry, chocolates, lavish dinners, lingerie, etc. One thing that may not have occurred to them is to discuss something that truly matters: their finances, legal documents, and plans for the future as

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Cold Weather Safety

Cold Weather Safety

Arctic weather, like the weather we have been experiencing in Michigan for the last few weeks, can be dangerous, especially if you’re trapped in a disabled vehicle.  To protect yourself, travel safely and always be prepared with important items in your vehicle. Here are a list of

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The Truth About Claims

The Truth About Claims

The perceptions of insurance companies by the general public are nowadays varied, and most are unfortunately negative, particularly those involving claims and the way claims are handled. The most common complaints we hear from prospective new clients are that either their claim wasn’t covered, or if it

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Oh Deer!!

Oh Deer!!

There are 2 million deer in the state of Michigan and right now every one of them is in a race to breed! According to statistics from State Farm this means you have a 1 in 85 chance of being in a collision with one this fall.

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Insurance Rating: How it Works

Insurance Rating: How it Works

For the past couple of years, we have been bombarded by social media posts regarding insurance. On top of that, insurance advertising is everywhere.  Whether it’s on television, radio, in the print media, or online, we can never really escape it. We constantly hear catchphrases such as

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Worker’s Compensation Audits

Worker's Compensation Audits

Many business owner’s purchase worker’s compensation insurance and liability insurance policies that are auditable.  This is not an IRS audit, so don’t get concerned!  All worker’s compensation policies and most general liability policies are based on estimates of either annual payrolls or sales.  At the end of

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Contact

22691 Michigan Ave.
Dearborn, MI  48124
Phone: (313) 562-8373
Fax: (313) 562-5371
 

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