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The Insurance Nerd: Summer Health Tips

When the weather gets warmer, even the nerdiest amongst us may pull ourselves away from our books, computers, and video games to get outside and enjoy summer activities. While we may be less likely to develop an acute case of Gamer Thumb, there are many other injuries that may befall us.

During the summer months, emergency rooms see an overall spike in the number of trauma injuries. That’s why it’s important to take your safety seriously when you venture out on an epic IRL quest. Some of the most common things that send people seeking medical help include heat-related illness, swimming injuries and drowning, burns and cuts, food poisoning and gastroenteritis, sports injuries, skin irritations and bug bites, and sunburns. With a little preparation and some common sense, you can hopefully avoid serious injuries in these categories.

The most important rule is know before you go. We all need a guide sometimes. Frodo had Gandalf, Harry had Dumbledore, and in Legend of Zelda: Twilight Princess, Link had Midna buzzing around and making magic portals for him.

For most of us, our guides will be books or the internet. Do some nerdy research if you are traveling, hiking, camping, kayaking, or other outdoor pursuits about the areas you are going to, and what the terrain and wildlife are like. Identify the nearest urgent cares and hospitals, and travel with a first aid kit (and know how to use it!

While some injuries will obviously send you to the ER, it can be difficult to know for sure which traumas require emergency care, which can reasonably be handled at an urgent care.

Emergency Room:

Do not pass Go, do not collect $200 if you have any of the following:

  1. Severe abdominal or chest pain
  2. Infants needing immediate care
  3. Serious eye or head injuries
  4. Severe burns
  5. Heatstroke or severe dehydration symptoms
  6. Lots and lots of blood coming out of your body

Urgent Care:

Skip the wait and the higher copay at the hospital if you are experiencing:

  1. Allergic reactions
  2. Broken bones
  3. Sprains and strains
  4. Cuts requiring stitches
  5. Minor burns
  6. Animal or insect bites
  7. Suspected food poisoning

What else can I do to help?


Despite a spike in trauma cases in the ER in the summer, the number of new donors drops about 30% over the same time period. If you would like to donate, The Dearborn Agency is having a Red Cross Blood Drive on June 22, 2018. Follow our Facebook page or contact our office at 313-562-8373 for further information.


22691 Michigan Ave.
Dearborn, MI  48124
Phone: (313) 562-8373
Fax: (313) 562-5371