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Cold Weather Safety

Cold Weather Safety

Arctic weather, like the weather we have been experiencing in Michigan for the last few weeks, can be dangerous, especially if you’re trapped in a disabled vehicle.  To protect yourself, travel safely and always be prepared with important items in your vehicle. Here are a list of

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The Truth About Claims

The Truth About Claims

The perceptions of insurance companies by the general public are nowadays varied, and most are unfortunately negative, particularly those involving claims and the way claims are handled. The most common complaints we hear from prospective new clients are that either their claim wasn’t covered, or if it

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Cold Weather Maintenance

Cold Weather Maintenance

Michigan winters pose many issues for residents, besides depression caused by sunlight deprivation.  Our homes and businesses are susceptible to increased damage due to our harsh winters.  But there are five easy steps you can take to decrease your chance of suffering a property claim during winter:

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Harassment and Discrimination

Harassment and Discrimination

Our nation is walking on pins and needles as every pocket of society is fraught with tension due to allegations of sexual harassment and discrimination. As a result lawsuits are becoming rampant, and it seems no one is safe. It is essential to know how to protect

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Oh Deer!!

Oh Deer!!

There are 2 million deer in the state of Michigan and right now every one of them is in a race to breed! According to statistics from State Farm this means you have a 1 in 85 chance of being in a collision with one this fall.

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Insurance Rating: How it Works

Insurance Rating: How it Works

For the past couple of years, we have been bombarded by social media posts regarding insurance. On top of that, insurance advertising is everywhere.  Whether it’s on television, radio, in the print media, or online, we can never really escape it. We constantly hear catchphrases such as

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Worker’s Compensation Audits

Worker's Compensation Audits

Many business owner’s purchase worker’s compensation insurance and liability insurance policies that are auditable.  This is not an IRS audit, so don’t get concerned!  All worker’s compensation policies and most general liability policies are based on estimates of either annual payrolls or sales.  At the end of

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Avoiding Flood-Damaged Cars

Avoiding Flood-Damaged Cars

Did You Know? In the wake of major natural disasters like Hurricane Irma and Harvey, the used car market is often inundated with flood-damaged cars and trucks, many of which are cleaned and transported to other parts of the country to be sold to unsuspecting consumers. The

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Fireworks Safety

Fireworks Safety

Did you know the following Annual Statistics? Number of injuries per 100 lbs of Fireworks used: 3.5 Number of deaths in the US annually due to fireworks: 4 Number of serious injuries in the US each year by fireworks: 9,300 Percent of injuries caused by illegal fireworks:

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What happens when you apply for life insurance?

What happens when you apply for life insurance?

When clients call me for a life insurance quote, they often don’t know what all the process of getting a policy entails. My goal here is to help the average person understand the process they will go through, from quoting all the way through to policy delivery.

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22691 Michigan Ave.
Dearborn, MI  48124
Phone: (313) 562-8373
Fax: (313) 562-5371
 

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