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Simply Sandra: The Dearborn Agency Thanksgiving

Simply Sandra: The Dearborn Agency Thanksgiving

      In honor of the day, I thought it would be fun to share some of the ideas our staff either makes or loves to eat for Thanksgiving, including recipes where I could get them.           Cathy Blevins: Deep Fried Brined

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Don’t get stuck when you’re SAD: 5 ways to take control of your Seasonal Affective Disorder

Don’t get stuck when you’re SAD: 5 ways to take control of your Seasonal Affective Disorder

Cold days and long nights are upon us, and as the winter weather sets in so does SAD: Seasonal Affective Disorder. Sometimes referred to as the “winter blues”, SAD can wreak some major havoc on your life during the cold months. A few facts about SAD: SAD

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Simply Sandra – Halloween Safety Tips

Hard Facts NSC research reveals about 18% of these deaths occurred at road crossings or intersections. Lack of visibility because of low lighting at night also plays a factor in these deaths. Here’s a scary statistic: Children are more than twice as likely to be hit by

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Wendy’s Briefcase – The Importance of an Agent

Wendy's Briefcase - The Importance of an Agent

This month’s briefcase involves a call I got from my client.  He called because his employee had been told he had no coverage for the water in his basement, because he did not have flood coverage.  Spoiler alert, most of the following information really applies to the

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The Insurance Nerd – Prescription Drug Pre-Authorizations

The Insurance Nerd - Prescription Drug Pre-Authorizations

Most of the time, if your doctor prescribes you a medication, the process goes fairly smoothly. Sometimes, however, you may arrive at the pharmacy to find out that your insurance refused the medication. What!? But, your doctor said you NEED that particular medication at that dosage, and

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Simply Sandra – Withstanding the Floods!

Simply Sandra - Withstanding the Floods!

Driving to work this morning I hit a puddle… a BIG puddle, and the puddle went for about half a mile. “Sigh,” I thought, “another day of high claims.” I thought I wonder how many of my clients know what to do with this mess? So I

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Wendy’s Briefcase – ACA Open Enrollment

Wendy's Briefcase - ACA Open Enrollment

The Affordable Care Act Open Enrollment period will soon be upon us.  Open enrollment begins on November 1st and ends on December 15th for an effective date of January 1st, 2019.  If you do not have health insurance currently, and do not or will not have access

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The Insurance Nerd – Life insurance for Life Events

The Insurance Nerd - Life insurance for Life Events

I’m a fan of that feature on Facebook where you can create a Life Event. From graduating college, to getting engaged or married, to having a baby, to buying a cat, to buying a house, to getting divorced, you get to set aside those really big milestones

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In the “Nick” of Time: Minimizing Your Business Insurance Costs – Part 4

In the "Nick" of Time: Minimizing Your Business Insurance Costs – Part 4

In this final installment, we continue to look at ways for businesses to help keep their insurance costs as low as possible. Maintain, to the greatest degree possible, the same expiration dates and insurance carriers on all of your policies.                                                                                         This will assist in adding to your

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Simply Sandra – Family things to do on your Labor Day Weekend Staycation!

Simply Sandra - Family things to do on your Labor Day Weekend Staycation!

Insurance rates are on the rise, and with the end of summer and the start of a new school year, we are all looking for ways to save money. But hey, it’s the long weekend and we want to do something! Here are some ideas. Pretend you

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