Insuring Your World Since 1924
Call 313-562-8373

Personal Insurance

Do You Need Umbrella Coverage?

umbrellaUmbrella insurance refers to a liability policy that protects your assets and future income once the limits of your primary policies (such as home, auto, and general liability) have been exhausted.  It is also able to “drop down” to fill coverage gaps in underlying policies. Therefore, an umbrella policy can become the primary policy in certain situations.  Coverage limits begin at $1 million and can be increased up to $10 million or more. The term “umbrella” is used because the policy responds to liability claims that are initially covered by all your other policies, literally going “above and beyond” existing coverage.

Ask us whether an umbrella policy is right for you.

Personal Insurance that fits your priorities

Is your insurance coverage keeping pace with the constant changes in your busy life? Your career and family are priorities, so making time for a personal insurance review can help you determine whether your insurance coverage is accurate and appropriate, and that you are receiving all the discounts for which you may qualify.

Auto Insurance

Your auto insurance options are as unique as you, and The Dearborn Agency offers convenient and comprehensive auto insurance coverage to keep you moving.

Home Insurance 

Homeowners insurance protects you for losses to your home and possessions inside your home. The Dearborn Agency provides the right coverage at a reasonable cost, whether you own a home, condo, or simply rent.

Recreational Insurance

Your Dearborn Agency representative can help you with coverage on your snowmobile, ATV, motorcycle, boat, or personal watercraft, protecting you from financial loss due to physical damage or bodily injury/property damage liability.

Contact a Dearborn Agency agent today at 313-562-8373 to learn more about your personal  insurance options.



22691 Michigan Ave.
Dearborn, MI  48124
Phone: (313) 562-8373
Fax: (313) 562-5371